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Small Apartment: 6 Things you need to know before owning one

Small Apartment: 6 Things you need to know before owning one

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If you’re looking for a small apartment — whether it’s your choice or not — this text was made especially for you! One thing is for sure, living in a small apartment is one of the biggest trends these days. With properties of this type, we are able to use all the corners of the house, without wasting space — something that an apartment with large areas is quite the opposite: more space, more clutter and little use! That said, there are some fundamental attributes of a space that, while small in size, can actually appear larger than it is.

+7 decorating ideas for small apartments

Check out the 6 things everyone looking for in a small apartment should know below.

  • The ceiling height of your apartment is very important.

6 things everyone looking for in a small apartment should know

When looking for a small apartment, pay attention to the ceiling height.

It may seem a little obvious, but ceiling height can add value or detract from the size of your apartment. Low ceilings can make your apartment look smaller and high ceilings can make your small apartment look bigger. So when visiting properties, pay attention to this detail, as it is very important for the feeling of more space to happen.

  • Be aware of the lighting

6 things everyone looking for in a small apartment should know

Plenty of lighting in a small apartment is an advantage!

Another important point to give the impression that your apartment is bigger than it appears to be, is the natural light it provides. Sunlight has the power to give this illusion of space, making places appear to be larger in area. When choosing an apartment, see how much sunlight it has. 😉

  • No lockers, no problems

6 things everyone looking for in a small apartment should know

Having closets in small buildings is a waste of space. Bet on other more functional items.

Living in a small apartment means that closets will no longer be a part of your life, but it also doesn’t mean that there aren’t other ways to store your stuff. Today there are many items on the market that perfectly replace cabinets. Macaws, for example, are very popular items for those who have apartments with limited space. You can find racks of clothes, shoes and even bags. Do your research and you’ll find one that’s the perfect size for your needs.

+ These small space joinery solutions will save your life

  • Be prepared to be creative when organizing the space

6 things everyone looking for in a small apartment should know

Being creative is an essential quality for anyone looking for a small apartment.

Be creative to use every space in your apartment! Chelsea Hale, Triplemint’s real estate agent,  told Apartment Therapy that she’s already faced many challenges when it comes to helping people with interior decoration. “I once had a client who lived in a long, narrow apartment that barely had storage. However, I noticed that there were fireplaces that were not functional and suggested that he build shelves inside them for extra storage. It’s very important to think outside the box!” In other words, is there any element that you don’t use in the property? How about adapting it and making it something you will use daily?

  • Keep a light color palette

6 things everyone looking for in a small apartment should know

Good lighting + light colors = visually larger space than it actually is.

Remember the tip about lighting in the small apartment? So, if the property has light colors, it helps a lot to visually increase the size of the properties. So the tip is: look for apartments with light tones on the walls and floor!

  • avoid runners

6 things everyone looking for in a small apartment should know

In these cases, the corridor only takes up space and makes your apartment much smaller than it is.

Another important point you need to remember is that hallways take up many, many square feet. In other words, a lot of wasted space. So, when looking for a small apartment, don’t forget to avoid corridor properties as much as possible. That way you’ll have more chances to make the most of all the space in the apartment. Seeking an apartment with fewer hallways will help add extra square footage to the actual size of the room, as that’s where you need the space the most.

+Multifunctional furniture designed exclusively for small spaces

I hope these 6 tips for those looking for a small apartment to live in helped you choose a good option for you. It may even take a while for you to be able to find a property with these characteristics, but go for me, when you find everything it will be easier and you’ll be able to decorate and organize every inch!

Did you like the text? Then leave us a comment about what you think. Don’t forget to like Loopimóveis.com on Facebook, we publish all content there. We are also on Instagram, where we publish beautiful photos about decoration and real estate.

https://blog.aocubo.com/wp-content/uploads/2018/12/living-room-527646_1920-e1544817847410.jpg

If you’re looking for a small apartment — whether it’s your choice or not — this text was made especially for you! One thing is for sure, living in a small apartment is one of the biggest trends these days. With properties of this type, we are able to use all the corners of the house, without wasting space — something that an apartment with large areas is quite the opposite: more space, more clutter and little use! That said, there are some fundamental attributes of a space that, while small in size, can actually appear larger than it is.

+7 decorating ideas for small apartments

Check out the 6 things everyone looking for in a small apartment should know below.

  • The ceiling height of your apartment is very important.

6 things everyone looking for in a small apartment should know

When looking for a small apartment, pay attention to the ceiling height.

It may seem a little obvious, but ceiling height can add value or detract from the size of your apartment. Low ceilings can make your apartment look smaller and high ceilings can make your small apartment look bigger. So when visiting properties, pay attention to this detail, as it is very important for the feeling of more space to happen.

  • Be aware of the lighting

6 things everyone looking for in a small apartment should know

Plenty of lighting in a small apartment is an advantage!

Another important point to give the impression that your apartment is bigger than it appears to be, is the natural light it provides. Sunlight has the power to give this illusion of space, making places appear to be larger in area. When choosing an apartment, see how much sunlight it has. 😉

  • No lockers, no problems

6 things everyone looking for in a small apartment should know

Having closets in small buildings is a waste of space. Bet on other more functional items.

Living in a small apartment means that closets will no longer be a part of your life, but it also doesn’t mean that there aren’t other ways to store your stuff. Today there are many items on the market that perfectly replace cabinets. Macaws, for example, are very popular items for those who have apartments with limited space. You can find racks of clothes, shoes and even bags. Do your research and you’ll find one that’s the perfect size for your needs.

+ These small space joinery solutions will save your life

  • Be prepared to be creative when organizing the space

6 things everyone looking for in a small apartment should know

Being creative is an essential quality for anyone looking for a small apartment.

Be creative to use every space in your apartment! Chelsea Hale, Triplemint’s real estate agent,  told Apartment Therapy that she’s already faced many challenges when it comes to helping people with interior decoration. “I once had a client who lived in a long, narrow apartment that barely had storage. However, I noticed that there were fireplaces that were not functional and suggested that he build shelves inside them for extra storage. It’s very important to think outside the box!” In other words, is there any element that you don’t use in the property? How about adapting it and making it something you will use daily?

  • Keep a light color palette

6 things everyone looking for in a small apartment should know

Good lighting + light colors = visually larger space than it actually is.

Remember the tip about lighting in the small apartment? So, if the property has light colors, it helps a lot to visually increase the size of the properties. So the tip is: look for apartments with light tones on the walls and floor!

  • avoid runners

6 things everyone looking for in a small apartment should know

In these cases, the corridor only takes up space and makes your apartment much smaller than it is.

Another important point you need to remember is that hallways take up many, many square feet. In other words, a lot of wasted space. So, when looking for a small apartment, don’t forget to avoid corridor properties as much as possible. That way you’ll have more chances to make the most of all the space in the apartment. Seeking an apartment with fewer hallways will help add extra square footage to the actual size of the room, as that’s where you need the space the most.

+Multifunctional furniture designed exclusively for small spaces

I hope these 6 tips for those looking for a small apartment to live in helped you choose a good option for you. It may even take a while for you to be able to find a property with these characteristics, but go for me, when you find everything it will be easier and you’ll be able to decorate and organize every inch!

Did you like the text? Then leave us a comment about what you think. Don’t forget to like Loopimóveis.com on Facebook, we publish all content there. We are also on Instagram, where we publish beautiful photos about decoration and real estate.

 

Robot Realtor and Its Rise

 

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Robot real estate is already a reality! These days, investing a lot of money in new alternative technologies and business models to reverse traditional real estate transactions is now too big to ignore.
A few years ago, when a tool that allows you to buy and sell real estate online without talking to a realtor, real estate, developer and builder was announced in the United States, few were surprised by the idea. Nowadays, this robot real estate broker tool is used a lot.

+ 4 habits for realtors to succeed in sales

Tools that also help brokers

Fortunately, there’s also a lot of money being invested in technologies that real estate agents don’t ignore. From CRMs to catboats (a computer program that tries to simulate a human being in conversation with people), brokers have more computing power at their disposal than any industry analyst would have had a decade ago.

In this age of applications, brokerage professionals are armed and ready to fight the buying model made by people who don’t really like the idea of ​​being accompanied by a real estate agent. And to show consumers that while the relationship between broker and buyer is indeed changing, a property license is worth much more than paper that is printed.

How to Adopt Automation without Becoming a Robot Real Estate Broker

In many parts of the world, real estate businesses are affected by a shortage of realtors. Homeowners are staying in properties longer, mortgage rates are rising (twice this year already), and home prices are following suit.
With fewer real estate opportunities, real estate agents are in increasing demand to ensure they market and sell a home without hiccups. After all, listing contracts don’t last very long. Meeting these demands can jeopardize the time that real estate agents commit to buying clients to find new properties.

Tools are working together with brokers

Fortunately, sales automation tools, including Web and Messenger catboats, automated drip campaigns, and even online redirected advertising, can work together to track and cultivate leads, often without any form of manual intervention – even time to sign a contract.
While the machines are doing their part to find leads, brokers can focus on real estate and customer relationships, easing the pressure of balancing the search for new business with maintaining current business.

How to Become a Real Estate Broker

Technology will really change the relationship between brokers and buyers. Just as she managed to create the robot real estate broker, it will transform real estate agents into more service-oriented professionals with a strategic vision. And that’s a good thing, as consumers will see how complicated it can be to apply market data to an actual buying decision, further reinforcing the need for an experienced, trusted advisor.
For example, it’s unreasonable to assume that real estate visits without realtors gain traction as live video tours and augmented reality immerse realtors and buyers in far-away properties, and consumer sites share volumes of data about neighborhoods.

Traditionally, conducting tours with shoppers was largely about acquiring causes. However, there’s no reason the technology can’t determine this, freeing agents to allow buyers to view homes on their own, relay information, and then allow the agent to help them decide how they fit into their searches.

No industry stakeholder is immune to the impact technology is having on the relationship between consumer and broker – it is indeed changing, but by what, no one is quite sure. We know consumers now have real alternatives to the traditional model, even if it takes time to shake off the wrinkles on the buyer platform.

But as market annoyances take at least two years to resolve, software developers and savvy web agents will continue to leverage marketing data, automation platforms and big data to perpetuate the value of a real estate license. The day of the robot real estate broker is not upon us, thankfully. And, by continuing to be a valuable and trusted resource for your customers, agents can keep them at bay a little longer.

 

Realtor tells all about the brokerage business

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Real estate broker André Coutinho started his career in the brokerage business in 1998, at the age of 21. In 1974, his father founded the real estate agency Sensual. André, along with his sister, started their journey as realtors like this, unpretentiously and hardly imagined that they were embarking on one of the best known professions in the world. In an interview with Blog Loopimóveis, the realtor told all about the area: pros and cons, funny stories with clients, talked about the job market, real estate and more. Follow the interview below.

Before everything

Before you take your CRECI, André informed you that it is necessary to take the TTI (Real Estate Transaction Technician) course. The TTI course qualifies future brokerage professionals to meet the demands of the job market very efficiently. Classes are held at a distance, ensuring flexibility for students and allowing the choice of times and places of study. The tests, however, are in person and need to be scheduled by the student, according to the assessment calendar. The results of the evaluations come out on time, they have the possibility to retake the tests on the same day and best of all: no failure rate!

The work market

According to André, the job market for realtors is very competitive. But good customer service and a good working posture can make all the difference when closing good deals. “It’s very competitive, at the moment there are many offers on the market, which leaves the customer undecided too, but with good service and a good portfolio of real estate , there is always a place in the market for those who want to enter”, he said.

Pros and cons of the area

As with any area of ​​work in the country, real estate brokerage suffers from the uncertainties of Brazilian politics. With fluctuations in the market, construction companies and the number of real estate offers in cities affect the entire real estate market as a whole. Crisis”, he informed.

Knowledge you must have in the brokerage business

First of all, it is necessary to understand the market and the city that the realtor chooses to work. Another very important point is to thoroughly analyze the properties you are selling, so that there are no negative surprises in relation to documentation, the state of conservation of the property, etc. “Some [realtors] usually have serious documentation problems or obstacles with the local city hall,” he said.

Tip for novice brokers

Knowing how to listen to the customer is the first big step in this area. Because only then will you be able to help him and he will be able to refer you to more and more people. “It is very important to understand what the client is looking for, so as not to offer the wrong options.” André also said that studying the real estate market a lot is very important for his daily work. Reading a lot, getting informed and trying to be updated on market events is very important. “Nowadays, clients come very prepared to talk to us, as information on the real estate market is distributed everywhere. So it is increasingly necessary to invest in good quality service, so that the customer feels comfortable in the choice they make”.

Self-employed X Company

Working both self-employed and for companies has its pros and cons. On the one hand, working on your own, you will be responsible for all processes. Meanwhile, working for a real estate agency, your work is restricted to just a part of all these purchasing processes and steps. Sale, pass necessary documentation, etc. “When you start to grow in the market, it is almost impossible to work as a self-employed person, in terms of leasing. If the broker works only with sales, he often manages to be self-employed, since he does not require monthly monitoring, for example”, he informed.

Market technologies

As the market changes day by day, it’s obvious that technology would help people. Websites and applications already make life easier for many people who work in brokerage. “With the entry of applications that help to better locate offers, as well as search sites that filter the search for the client, as they contain several photos and information about properties, making it easier to choose them and eliminating unnecessary visits. Real estate signs continue to be a great way to advertise as well.” Fear of technology taking the place of realtors is not something André worries about. For him, technology came to help the way work and not steal the job. “Many properties can be rented online, especially residential ones. We are also adapting frequently, currently, our customers submit registration online and digitally sign contracts. But commercials will always need more assistance from a broker as they depend on various bureaucracies, such as permits, for example.”

Easy properties and difficult to sell properties

The realtor tells us that the most difficult properties to sell are farms, because they always have the joy of buying and the other joy is the sale. Now, the easiest, in general, are the properties with lower values. They tend to attract more customers and have more demand overall.

Comical moments you experienced

A very common moment during a sale process is when a property remains for a long time without anyone interested and when a person appears wanting to close a deal, another customer appears in the same week also interested. “Something very common and curious is for a property to stay a long time to sell or rent and when a very interested customer appears, another one comes in the same week and that situation is difficult to reconcile, as one will end up without the property”.

 

Realtor or Real Estate Consultant: What’s the Difference?

Realtor or real estate consultant

It is very common to hear the terms realtor and real estate consultant when researching or talking about buying, selling, or renting property.

Despite being used synonymously, we are often talking about two different professionals. Both are extremely important in real estate negotiation and can be of great help to anyone who is thinking of buying or selling a property.

But what does each one do and what is the difference between the professions? In this post, we will answer your questions regarding these issues. Good reading!

Understand the role of the realtor

Real estate agent is the professional responsible for performing all procedures related to the real estate transaction. A realtor’s job includes prospecting for properties and potential buyers.

In addition, they carry out the analysis to find out if the property is compatible with what the client wants and even the supplier to assess the value of a property, based on the analysis of the architecture, location and strengths of the space.

We can say that he works strongly in the relationship segment, he plays the role of intermediary in negotiations between the owner of the property and the person interested in buying it. In addition, it also ensures that the deal will be good for everyone.

Another important function of the realtor is to ensure that all property documentation, such as certificates, deeds and contracts, and the client is delivered correctly.

How to sell more real estate in the digital age Bottom of Form

What does a real estate consultant do?

If you want to understand what a real estate consultant does , it is important to know that he is the professional who does an in-depth analysis of the economy, financing types and conditions, and the real estate market globally.

This study enables him to produce estimates of the best conditions and opportunities in the real estate market.

It has a more comprehensive and external view of when to carry out a transaction, based on the scenario presented.

Know the differences between a real estate consultant and a realtor

Something the two have in common is the opportunity to know how to sell real estate , but while the realtor is more connected to the practical part of real estate negotiations, the consultant is the theoretical professional, who researches when and how these negotiations should be carried out.

To exercise the function of real estate broker, it is necessary to be registered with the Creci (Regional Council of Realtors) of the State in which the professional works. As for the role of real estate consultant, the most common training is in the area of ​​Business Administration.

The payment of these professionals is also different. The realtor receives commissions on completed deals, real estate sales or leases , and goals achieved.

To find out how much a real estate consultant earns, it is important to understand that the consultant earns regardless of the result, whether by hour, day or month. Still, these values ​​can be very fluctuating, depending on the research required by the contractor.

Know when to look for a real estate agent or consultant

Now that we know the differences between these two professions, you may be wondering when and which of these professionals you should go to to get your needs met.

The realtor can help you, with the paperwork, documentation, property visits, architectural assessment and property condition check, to decide which property option is best for you .

He can also help you to mediate between the parties involved in buying or selling the property.

And the real estate consultant, what does he do? It can be said that this is a professional that can be sought before the effective negotiation of a property, that is, before the broker works.

Because what a real estate business consultant does is to advise you on when and what are the best conditions to sell or buy the property, in addition to being able to produce medium and long-term estimates on the real estate market.

In addition, this professional can tell you whether or not it is the best time to buy or sell a property and can also advise on real estate financing.

If you still want to better understand what a real estate consultant does, think that he is the professional who will have an overview of the real estate universe, because he needs to develop research that qualifies him to provide business strategies for the best scenario, it can even give tips for realtor .

Although consulting in the sector is a reasonably new profession, precisely because of its theoretical knowledge and deeper analysis of the segment, the real estate consultant has been much sought after by real estate companies, realtors and investors, to assess the real estate universe in a more technical way.

 

Real Estate Investing: What Do I Need to Know?

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Among Brazilians, the most common form of investment is the purchase of real estate. This behavior is noticed both in people who have a small equity and in large investors. In other words, everyone has the same dream: to have an asset in the real estate market.

In fact, buying a property is a good way to spend your money. However, as with any type of investment, you need to be careful before closing a deal. If you want to inject capital into the real estate industry without any nasty surprises, this article will help you.

Let’s go to some valuable tips!

See the location of the property

Before deciding to purchase a property, check the region where it is located. You will likely pay a lower price for a home further away from the city center. However, it will be necessary to make a precise assessment of this alternative. For this, it is essential to visit the region to see the real conditions of the locality up close.

Doing this is important because you will have the opportunity to talk with local residents, visit the public agencies that manage the street and get your own impressions. Want to know what to consider for this inspection?

You can ask about the presence of the public authorities in the place when talking to the property’s neighbors. Check if the place has garbage collection, water supply, sewage treatment and street cleaning.

Another essential item to be evaluated is: when the rainy season arrives, does the place usually have floods? It seems like an exaggeration to ask this question, but even asphalted places with no rivers nearby deal with this problem.

Then, visit the public agencies that manage the region, try to find out if there are any investment projects in the works for the place. Also, talk about the pace of growth in the location and the profile of the people who live there.

If the public official indicates that the region is expanding and that there are municipal plans to carry out improvement works, you may be facing a real estate “dark horse” — that is, a neighborhood that will increase in value over time.

On the other hand, if you decide to buy a property in a more upscale location, the investment will be greater. However, the certainty that you will acquire a well-located asset, in a place with a good infrastructure and highly valued, takes no worries.

Invest in land

Some people “turn up their noses” when thinking about the possibility of buying land with no built-up area. However, this viewpoint can overshadow a good deal. Given the growth of many Brazilian cities, experienced investors decide to buy land around these metropolises.

After a few years, when the region develops, they manage to sell them for a value much higher than the purchase price. Another interesting aspect to be considered when purchasing a land is the commercial or residential appeal of the region.

If you notice the construction of buildings, condominiums, resorts and corporate offices nearby, for example, this could be a sign that the empty lots in the area will soon be purchased.

In those regions with some specific vocation and in expansion, it is worth investing in flooded land, with swamps or unevenness. Although they are of no value in the eyes of the average person, they are acquired by companies that have the resources to build in these places.

On the other hand, this tip does not apply to land located in regions that do not fit the profile described in the previous paragraph. On the contrary: normally, in other locations, lots with unfavorable characteristics are devalued.

After choosing the land, it is worth following the same guidelines given in the topic on real estate before closing the deal.

Build for rent

Rent will always be a good investment in real estate. After all, new families will be formed every day, young people decide to live alone, students and professionals want to live close to college or work and all these people will always be looking for a house to rent.

Usually, the search for houses to rent is quite big — both in big cities and in small towns. Thus, investors decide to build one or more properties to earn extra income from their lease.

If you want to get into this field, an important point to be considered is the law of supply and demand in the region where you intend to build, the profile of the residents and the style of housing found there. With this information, it will be easier to build a property that will attract people’s attention.

To raise capital to build more than one dwelling, some decide to buy land with space to build a small building with several apartments. When the first residences are finished, they are available for lease — with the money generated by the rents, it is possible to finish the work in the remaining apartments.

In addition to the residential branch, there are others that can be a good option for building and renting, such as commercial rooms, flats, sheds, stores, vacation homes and inns.

Analyze used properties

Although little remembered, used properties are an excellent alternative for investment in real estate. However, with a little patience and caution it is possible to find, in real estate or classifieds, well located homes, preserved and forgotten by buyers.

This fact can help you get a good deal, as the amount paid when buying a used property that has been for sale for a long time may be less than what is needed to purchase land and build a new home.

Even if you need to do some renovations to the house, maybe its location makes it all worthwhile. After all, the amount charged for rent in a more expensive place will soon cover repair expenses.

Therefore, following our tips you will be able to invest your money well. Remember: buying a property is a lifetime asset. Earning money from it can be a bonus that you will happily enjoy.

Did you like to know better how to invest in real estate? How about understanding this subject better with the help of real estate experts? Please contact us and learn how we can help you.

 

Real estate glossary: ​​know the most important terms in your area

 

Like any segment, the real estate market is full of terms that are not always easy to understand, even for those who have been working in it for some time. That’s why we’ve prepared this real estate glossary with the most important terms in your area.

This post will facilitate your understanding of real estate transactions and common dealings between realtors. Check out!

CUB

The Basic Unit Cost (CUB) is a monetary indicator defined by the Civil Construction Industry Unions (Sinduscons) of each Brazilian state. It serves as a parameter for the attribution of prices in real estate projects and concerns the cost per square meter that is defined for each construction pattern.

Empty report

This term is used in business involving the rental of property and refers to the breach of a lease by the owner of the property.

Currently, the empty termination applies to residential leases of 30 months or more that have already been fulfilled. Or to contracts longer than five years. When the hours are used, the tenant has 30 days to leave the property.

Fifty

Translated from English to Portuguese, fifty means fifty. The term fifty, or simply fifty, is used in a trade in which the commission is split fifty-fifty between two brokers. That is, each one gets 50% of the commission amount. It also uses fifty.

This situation occurs, for example, when one broker is in charge of showing the property and the other continues to service and close the deal. Or, when two brokers together capture the same property, which is the object of a sale.

Flat

Flats are apartments in buildings that have hotel management. They usually take in permanent residents and temporary guests. All are offered, without distinction, the services that are typical of a hotel, such as breakfast and room service, among others.

Flats can be purchased by investors and destined for rental within the pool that brings together all available units. As a result of this possibility, expressions outside the pool and inside the pool also appear.

Outside the pool refers to the flat that is not among the apartments rented as a hotel unit. Within the pool are those units that make up the rental pool.

In this case, the property must be decorated according to a pre-established pattern by the pool administrator.

Settle in

Habited-se is the name given to the document issued by the city hall that certifies that the property was built in accordance with established municipal criteria and that, therefore, it is in conditions to be inhabited.

This document gives legality to the property, from the point of view of municipal rules. It is required, for example, as a premise for obtaining real estate credit. Only properties that have the occupancy permit can be financed.

Mortgage

A mortgage occurs when any property, immovable or movable, is given as a guarantee for payment of a debt. For the duration of the mortgage, the borrower retains ownership and possession of the property.

At the end of the mortgage, if the amount owed is not paid, ownership is transferred to the lender.

ITBI

ITBI is the Tax on Real Estate Transactions. This is a tax that the municipalities collect and the rate is also defined at the municipal level.

The tax is represented by a percentage that varies from municipality to municipality — in most cases, it is between 2% and 3% of the value of the good. In general, the responsibility for payment lies with the buyer of the property.

The discharge from the ITBI is a necessary condition for the transfer of ownership of a property to be made.

Laudemia

Under certain circumstances, real estate owned by the Federal Government may be used for private purposes, provided there is proper authorization. This authorization is given in the form of a certificate of occupation or tenure, by the Secretary of Patrimony of the Union.

For example, areas on the seafront — which belong to the Union — can be occupied in this way.

The right of use can be negotiated, however, there can be no deed or registration of ownership. In addition, whenever the right of use is transferred from one person to another, the laudémio must be paid, a tax generated for the Union as a result of this type of transaction.

Loft

In an English translation, loft means attic, but it can also refer to a barn. However, in practice, the concept became popular in New York in the 1970s.

Abandoned sheds and building floors began to be occupied for housing purposes. As the rooms were large – like a large attic or a barn – and no walls or partitions were used to separate the rooms, the name started to be applied…

From then on, New York lofts began to guide an architectural trend that began to define residential properties, with large open areas and no physical divisions between the environments.

Descriptive memorial

The Descriptive Memorandum is a document produced by construction companies and specifies the materials and equipment that will be used in the construction of a property. It also contains technical data about the project and the items that make up the common area of ​​condominiums.

It is an official document that must be part of a contract for the purchase and sale of a property under construction, as it attests to the characteristics it must have when the work is finished. Therefore, it is important that brokers who trade properties on the plan, properties that have not yet been finalized and new properties have access to the Descriptive Memorandum.

From this document, it is easier to know the project’s data and it becomes safer to pass the information on to buyers.

RI

The RI is the Incorporation Registry, a document that the municipality where a work is located is to issue. It attests to the fiscal regularity of the company and the enterprise itself and consolidates the official character of the Descriptive Memorial.

The RI is an indispensable condition for a property under construction to be negotiated.

PSV

This term is widely used at all levels of negotiation of a project or of several projects of the same construction company. PSV is the acronym for General Sales Value, which is the sum of the values ​​of all units of a single development or of all units of a given developer.

Thus, if a launch has 30 units with an average unit value of R$1 million, this means that the project’s PSV is R$30 million. On the other hand, if a construction company initiates an action to sell the inventory it owns whose sum of property values ​​is R$50 million, the PSV of that construction company is R$50 million.

Now that you know our real estate glossary, download our eBook and discover everything you need to know to be a successful realtor!

 

Real Estate Ethics: learn more about the subject

Do you know how to prepare for the visit to the property?

Real Estate Ethics is a group of codes and norms that serve as a path for all realtors to follow during their daily work. It is these laws and morals that will tell you what these professionals should or should not pursue in their careers, so that they are ethical people.
+ Beginner Realtor: Tips for Starting Your Career
we already have an idea of ​​what these Real Estate Ethical laws and regulations mean, but the moral values ​​that are part of this profession are divided into several other parts.

There is a specific law for the area:
DECREE No. 81.871, OF JUNE 29, 1978.
It also has a decree:
DECREE No. 81.871, OF JUNE 29, 1978.
And last but not least, the real estate area has a code ethical professional’s broker’s real estate, which is set in RESOLUTION-COFECI No. 326/92.
These professional ethics dictate how real estate agents should behave across the country, characterizing this work and all the rules that professionals will need to follow when exercising the profession.

Real estate ethics in law

The real estate code of ethics (or realtor code of ethics, as it is also known in the area) aims to create a direction for the worker while he is exercising the function, prioritizing matters of interest to the people who contacted him, with this he must ensure the prestige of his class and develop and improve the techniques of real estate transactions.

There in Art. 3 of   RESOLUTION-COFECI N. º 326/92. , It is clear the importance that the code gives the broker properties do not make mistakes that will be serious for the performance of the function. Actions that compromise your dignity, including honesty as the main point of all ethics is the most reinforced point.

Check out the complete Art. 3: “Art. 3rd – It is incumbent upon the Realtor, in relation to the exercise of the profession, the class and colleagues: I – to consider the profession as a high title of honor and not to practice or allow the practice of acts that compromise their dignity; II – honor professional associations, contributing whenever requested, to the success of their initiatives for the benefit of the profession, professionals and the community; III – maintain constant contact with the respective Regional Council, seeking to improve the work of this body; IV –

ensure the existence, purposes and prestige of the Federal and Regional Councils, accepting mandates and duties entrusted to them and cooperating with those invested in such mandates and duties; V – observe the postulates imposed by this Code, exercising its duty with dignity; VI – exercise the profession with care, discretion, loyalty and honesty, observing the legal and regulatory requirements; VII – defend the professional rights and prerogatives and the reputation of the class; VIII – look after one’s reputation even outside the professional practice; IX –

assist in the supervision of professional practice, ensuring compliance with this Code, disclosing, with discretion and fundamentally, to the competent bodies, the infractions of which it is aware; X – don’t talk contemptuously about your colleagues; XI – relate to colleagues, within the principles of consideration, respect and solidarity, in line with the precepts of harmony of the class; XII – to be aware of current legislation and seek to disseminate it so that the legitimate exercise of the profession is respected and defined.”

What is prohibited in real estate ethics?

The Real Estate Code of Ethics makes it very clear that it prohibits the worker from receiving tasks that they do not know how to perform or work that is not within Brazilian law, and the realtor is aware that this practice is a fraud.

Another point that the Code prevents is that the broker receives overpriced amounts or that he knows that he did not perform the function, but still accepts to be paid for the services. Unfortunately, there are cases of workers charging clients for services they did not perform. This practice is abhorred by the Real Estate Code of Ethics.
Finally, the Code does not allow professionals to abandon their clients in the middle of a real estate transaction. In some cases, the realtor, seeing that they are not going to profit much from the venture, leave the clients aside and abandon them.
The conclusion of this part is that real estate ethics is not only important for the professional, but for everyone.

If you are a realtor respects all real estate ethics, do everything within the law and do not deceive your clients, know that along the way this will bring you some things that are much better than profit: customer loyalty and you being good seen across the market.
I hope this summary on real estate ethics has helped you or helps you in your profession in the future.

 

 Real estate auction: discover this opportunity to make your dream come true

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For those who want to acquire a property at a better price, the Caixa property auction can be an excellent opportunity.

According to data released by the bank, until July 2018, a month before a large Caixa 2018 Real Estate Auction, the properties repossessed by the bank totaled R$591 million, with more than 28 thousand properties sold, and already represented 62 % of all offering from the previous year.

If you want to better understand how the Caixa Econômica property auction works, read this post until the end.

How does Caixa’s property auction work?

Caixa’s property auction usually takes place when a resident is in default with the mortgage installments and has not been able to reach an agreement to settle the debt. In this case, the furniture returns to the bank’s property.

Because the properties are of Equity and Fiduciary Alienation (a model for guaranteeing properties, furniture or real estate , which is based on the transfer of assets as payment of a debt, based on an agreement between the creditor and the debtor).

The properties of a Caixa Auction usually offer advantageous conditions for future buyers because they can be, on average, more than 30% cheaper, but there have been cases that the properties offered at the event were more than 60% cheaper than the market values ​​at the time of assessment by the bank.

Caixa 2018 real estate auction: trading sessions

Provided for by Law 9,514/97, these returned Caixa properties can be held in up to two auctions: the first takes place 30 days after the property is returned. If there is no bid, the second auction is held 15 days later.

In Caixa’s first auction, properties must receive the minimum bid, which must be equal to or greater than the appraisal value. The second auction has a minimum bid set by the seller, as long as it is equal to or greater than 50% of the appraised value.

The units in the Caixa IMovie’s auction can be viewed through a catalog that exists on Caixa’s website or even directly at branches. Offers can be made in person or even online.

In addition, know that it is also possible to finance a property from a Caixa Econômica auction, including the alternative of using your FGTS.

But if there is no bid again, the property will be offered in open bidding, closed bidding or direct sale.

These open bids by Caixa Leila can be held simultaneously in several cities across the country. Interested parties need to pay attention to the calendar that is also on the website.

How to participate in Caixa’s Real Estate Auction?

Anyone who wants to participate in Leila Caixa, should pay attention to the publication of notices. If any property is interesting, the tip is to check rules and information.

The Caixa property auction notice contains the main information about the property to be auctioned: the date of the auction, the minimum sale price, the state of conservation of the property, who is the seller and who is responsible for each one. Excess costs, such as taxes and condominium fees.

Preferably, opt for a property that is unoccupied. But if this is not possible, it is good to know that this vacancy will be borne by the new owner.

To formalize your proposal for online sales at a Caixa Econômica federal property auction, you must make a security deposit of 5% of the property’s value, at any bank branch or at the location indicated in the notice.

To register for the Caixa Econômica Federal property auction, it is necessary to register in advance on the auctioneer’s website:

– Copy of identification document (RG, CNH, etc.);

– Copy of CPF (if the number does not appear on the identification document);

– Recent proof of residence (maximum of 90 days);

– If you are a legal entity, the legal representative must also present the articles of association;

As for enabling the account, this process usually has particularities defined by the auction house. Ideally, consult the institution responsible for the auction in question, as defined in the notice.

Cautions when buying property from Caixa’s auction

The first precaution to be taken when thinking about participating in a Caixa Econômica Federal auction is that the properties may take a while to become available.

This is a risk factor that the buyer may experience precisely because of what we warned above: some auctioned properties may be occupied by former owners.

The buyer may also have to bear these additional costs with an eviction action.

So if you need to use the courts to get the property, know that it will cost you money. Also, you may not be able to visit him if he is busy.

Another point that is very good to be prepared for when purchasing properties from Caixa’s auction is about the debts left by the former resident. Find a lawyer and check if there are any debts left by the other owner. Depending on the case, you will need to pay his debts.

Condominium bills and property tax in arrears until the date of sale will be paid by Caixa. Thus, whoever buys is free from any debt. This is clear, as long as you are not responsible for existing debts and that the acquisition does not take place in the 2nd Auction.

The lawyer can also find out if there are lawsuits against the Caixa Econômica property auction, because sometimes the bank did not wait for the judgment to end before putting the property up for auction.

Another important precaution when trying to purchase auction property: research the property’s market value.

Research the market value of the auctioned property, assessing whether the discount offered at the event compensates for the risk of having to bear the costs of justice and renovation.

And after that, don’t forget to be very attentive to all the clauses of the property’s purchase and sale contract   .

 

Property Sale – Follow the step by step to sell your property

Morumbi modernity, green areas and good shopping are worth the choice

Property Sale – Follow the step by step to sell your property

Selling property has become a practical and relatively quick process in modern times. However, it is important to be careful with the details surrounding this type of transaction.

It is a process that, despite being smooth, requires dedication and patience. Time availability is another important factor. After all, something fundamental in the sale of properties is visits for the setting of the buyer.

Want to know what else is important to sell your property? Follow our quick walkthrough of everything you need to check out!

Documentation – Prepare all paperwork before going to a real estate agency

The first step in selling your property is, without a doubt, to check all the paperwork. The snags involving this type of issue can yield you, in addition to a headache, an unnecessary waste of time.

Among the main documents to be validated by the property owner are:

# RG and CPF of the seller and his spouse (if married)
# Marriage certificate (if married)
# Birth certificate (if single)
# Certificate of achievement issued by the Federal Court and the Labor Court
# Negative certificate of the interdiction and guardianship
certificate # Civil Distributor Certificate – Forum

This documentation is to ensure that the person who is selling does not have legal problems or embargoes. From the property, it is possible to list:

# Property or Registration Certificate
# Real Estate Transfer Tax (ITBI)
# Municipal Debt Clearance
# Declaration of condominium discharge (in the case of apartments)

Once this is done, it is now possible to choose a reliable real estate agency and place the property on the market for new negotiations.

Real Estate – Why it is important to have the help of a qualified professional

Searching for a real estate agent can make your property entering the real estate market easier and more practical. Although direct sales are less bureaucratic, with the real estate agency, it will be possible to have professional assistance.

The risks to the property owner are reduced, and the chance of forgetting something important is less. Also, several brokers within the real estate will already have in their portfolio of contacts, who may be interested in your property.

Leaving the property in the hands of someone you trust can make it much easier to visit the property. This type of specialist can, in addition to setting the shoppers around, explain the positive aspects of the neighborhood and the region.

Another point is online advertising. Fundamental to a good sale, it is the buyer’s meeting point and first contact with your property. Good photos, excellent lighting and preparation for the presentation of the property are essential for the sale.

Property Preparation – How to win over buyers at a first glance

It was talked about from trustworthy people a little while ago. Your property, in this case, must also pass on confidence to its buyer. Cleaning it, for example, is a good starting point when it comes to preparing the property.

The organization, care and care for the environment will make the property more attractive. In visits, it will bring another perspective to people who are checking the property. In the ad images, it will bring another potential to buyers’ expectations.

So, always do extra cleaning, don’t let anything stay out of place for too long. Prepare the rooms so that they are clean and well lit. Small details can have a very large psychological effect.

Broken tiles, unprotected outlets, crooked light fixtures and light fixtures, and broken furniture can give an impression of neglect. In addition to putting the idea of ​​the property needing a renovation. This is the word that causes the most shivers to those who are going to buy it, along with the expenses it brings. So, take care of these details and sell your property much faster.

Calculate and disseminate – Choose the right channels and stay within real estate market standards

Once the preparations are finished, it’s time to put your property on the air! The first thing is to define with the real estate agency, or by yourself, which are the best channels for this sale. Check quality sites and build a killer ad.

The best channels are the portals of the real estate companies, private brokers or even the main free sale websites. A real estate loop (loop website), for example, is one of the best at putting your property on the air.

Also, be aware of the price of your property. Valuing too much and asking for prices above the real value tends to “backfire”. The number must be well fixed and must remain faithful to the real value of the property.

If it is too high, it will drive away potential buyers who will not even look at your property. That’s right with all the previous preparation. If the ad has a low value, it can be synonymous with extra expenses that come with the property. So stay true to the price.

That kind of honesty is appreciated by many buyers and, in the end, it will be to everyone’s advantage. Some tips for calculating the price of your property are:

# Search for similar properties and in the same region
# Assess the value of the square meter with a professional
# Compare the size of your property with that of another in the same region
# Analyze the conservation of the property and leisure areas and extra features
# Account for renovations made recently and the number of bedrooms

 

Property Deed – Understand how the process works and be always up to date with your records!

Have you ever thought how important it is to be up to date with your documents? Many people are in the habit of giving importance to some documents and neglecting others. Not least, this can be synonymous with a headache when the subject is immobile.

There are some very important documents when it comes to buying property. This post was born specifically out of the need to talk about them. After all, not all consumers know about these documents and what they are for.

With this post, you can check:

-? What is the Property Deed -? Important Details about Property Registration -? The importance of being up to date with documents

What is the Property Deed?

The deed of a property is the document that validates the agreement between the parties. As an official public document, it is drawn up at the notary’s office. Also, it serves as the first step to be taken after signing the contract.

This purchase and sale contract, in turn, is an agreement that obliges the parties to honor the established commitments. The difference is that, while the contract only establishes a commitment, the deed makes it valid and makes the transfer of the property official.

Giving a practical example: In the case of a cash purchase, it is necessary to produce a deed, whereas in the case of financing, the contract issued by the banks replaces the deed. However, this document must exist and be used to make the transaction official.

Did you understand the importance of the property deed and how it is necessary to be up to date with it? Let’s go ahead!

Obligation – Find out what the obligations are regarding the deed

The property deed is a mandatory document. That is, it is a necessity and must be signed when buying and selling a property. As previously stated, the deed is the document to be provided after signing the purchase and sale contract.

It is mandatory that this document be made so that the purchase and sale process can be continued. Also, this document is drawn up in the notary’s office. This is because the holders and representatives in the notary’s office are legally endowed with public faith for registration. (According to Law No. 8.935/94 in its art. 3)

Now, have you put the deed taxes and fees into your account to purchase your new property? Well, the financial part of this document is neglected in some cases. Therefore, always keep in mind that there will be other expenses in addition to the property’s value.

What is the value of documents and how to prepare for them?

At least two amounts are charged at the notary office for issuing the deed of a property. They are: the fees of the office itself and the cost of ITBI. The latter is the acronym for Tax on Real Estate Transfers (ITBI).

This is a city tax and must be paid upon transfer of ownership. The value of the registry office is charged according to a progressive table, which varies according to the real value of the property. The ITBI can be up to 2% of the value of the property stated in the deed.

This means an expense proportional to the market value or the real value of the property. Therefore, to prepare yourself well, calculate the percentage on the value of your property and then add it up with the notary fees of the other necessary documents. Thus, you won’t have to go through suffocation when solving the bureaucratic part of the purchase.

Giving a practical example, let’s suppose that a consumer – encouraged by the heating up of the real estate market – decides to buy a land worth R$150,000. The calculation will be 2% on top of 150 thousand, added to the notary’s fees on the property’s value.

This would give roughly R$3,000 reais in ITBI and approximately R$2,100 with the notary office, which would bring the total cost closer to more than R$5,000 reais. Although it’s not a lot of money compared to R$150,000, it can catch consumers off guard at the time of purchase.

Property Registration – Be the ultimate owner of the property of your dreams

After the property deed process, it is necessary to send it to the real estate registry office. All so that the transfer – made by the deed of the property – is registered in the property’s registration.

Of course, each property has its own district, that is, its own place to register. So make sure you go to the registry where your property belongs. This is checked through the location of your new property.

After registration, the registration of the property, all the data of the new owner will be attached. In fact, this registration number is very important. In it are registered all the history, description and data of the owner. So, always keep it well kept.

If you do not follow all the steps of deed and registration, you may be living in a property that is not yours. At least not officially. So, always pay attention to documents and check everything before relaxing in your new property!